Three million motorists have installed a dashboard-mounted camera, which are valuable in accidents with no witnesses or as evidence in crash-for-cash scams.
Richard Browning, director of dash cam manufacturer Nextbase, said some insurers are offering discounts of up to 20 per cent: “We have seen sales increase significantly recently as more people protect themselves.”
Matt Oliver at GoCompare Car Insurance said insurer Adrian Flux offers a reduction of up to 15 per cent for certain cameras, including the Road Angel Halo.
“Axa offers 10 per cent off new policies and renewals, regardless of the camera.”
Swiftcover also offers a 10 per cent discount for new or renewing customers and 12.5 per cent for those with a Nextbase camera.
Oliver added: “The RAC offers a £30 discount for new customers with an RAC dash cam, but this isn’t available on renewal.”
Insurer Sure Thing provides a free dash cam, a discount and a quicker claims turnaround when footage is shown, but Oliver advised: “A dash cam discount is not the only factor to consider when choosing cover.”
Prices on Amazon start from £36 while the Nextbase 512G, a Which? best buy in 2015 and 2016, retails for £138.
First, check the make is recognised by your insurer.
Dash cams should plug into your car’s 12v socket, but can also be wired into the fuse box.
Typically, they are mounted on the windscreen behind the rear-view mirror and should begin recording when you start the engine.
0 comments: